Insurance One Management, Inc.

Posts Tagged ‘Uninsured’

Texas Department of Insurance selects UnitedHealthcare to provide insurance for new ‘HealthyTexas’ program:

In Health Care Reform on December 2, 2010 at 5:18 pm

HealthyTexas, an employer-based program, is designed to help uninsured small-business owners offer health insurance to their employees and families.

• HealthyTexas uses a state-funded pool to reimburse carriers for above-average health care claims costs. Because of this public/private partnership, HealthyTexas premiums should be on average approximately 25% to 30% lower than commercial market plans.

• HealthyTexas features a streamlined application and enrollment process. Since health status does not impact the rates for this guarantee-issue program, there is no medical underwriting or rate penalties for pre-existing conditions.

• HealthyTexas plans are for groups with 2-50 eligible employees and will be available for Jan. 1, 2011 case effective groups.

• To qualify for HealthyTexas, groups must meet the following criteria:
1) Employer must be located in Texas and must qualify as a small business with 2-50 eligible employees
2) Employers must not have provided group insurance 12 months prior to HealthyTexas application
3) At least 30% of employees must receive annual wages at or below the federal poverty level ($32,490 in 2010)
4) 60% of eligible employees must enroll with at least one of them being under the federal poverty level.
5) Employer must pay at least 50% of the premium costs for employees

• Visit to learn more about this program.

To get an immediate HealthyTexas quote as well as determine if a company is eligible for a small business tax credit, please contact us toll free at: 1-800-373-4255 x106, or e-mail us at:


Click the link below (or cut and paste the link below into your web browser) to view a presentation by Josh Willson, Vice President of Small Business Sales and Account Management, which includes:

• Details of the HealthyTexas program
• The UnitedHealthcare HealthyTexas plans
• Quoting and installing cases with UnitedHealthcare

– UHC online info. regarding Healthy Texas program

– Healthy Texas FAQ


“I am uninsured; what will the new health care reform law do for me?”:

In Health Care Reform on June 29, 2010 at 7:02 pm

– A blog post from the Congressional Health Care Caucus